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Posted: Fri 9:28, 03 Jan 2014 Post subject: Bank staff for outlets selling insurance commissio |
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's outlets were visited investigation. □ Southern Metropolis Daily trainee reporter Wang Chang HE Li Fan A member of insured depositors "service" to mingle with bankers recently, many people said, some insurance companies to sell insurance salesman long-term stagnation in the bank,[url=http://www.balh.co.uk/project-files/mulberry.php]mulberry sale[/url], from the point of view wearing difficult to distinguish identity. Reporters then conducted a visit to the investigation. 17, at ICBC outlets Peace Road, one wearing a white shirt,[url=http://www.jchs.com/includes/throwback-nfl-jerseys/]nfl jerseys[/url],[url=http://www.seekel.co.jp/cgi-bin/C-002/radio/visit/main.pl?PA]http://www.seekel.co.jp/cgi-bin/C-002/radio/visit/main.pl?PA[/url], black trousers men stand in front of Queue, a visitor to the door,[url=http://www.luutii.ma-pe.net/wp-content/footer.php]peuterey[/url], asking customers transact business, to help line up to take a number and make the wizard. Consulting encountered financial products, he will introduce customers to the side of the product. He dressed and the bank employees are similar,[url=http://ia26.ac-grenoble.fr/dden/hco.php]hollister[/url], but not wearing a chest job cards,[url=http://www.geol.sci.hiroshima-u.ac.jp/~environ/cgi-bin/lightlight.cgi?res=170479]http://www.geol.sci.hiroshima-u.ac.jp/~environ/cgi-bin/lightlight.cgi?res=170479[/url], if not pay attention to it is easy to think that the staff of the bank. The man surnamed Ye, China Life Insurance Company Account Manager. He recommended to reporters a six-year period,[url=http://www1.u-netsurf.ne.jp/cgi-bin/cgiwrap/~knak/resbbs.cgi]http://www1.u-netsurf.ne.jp/cgi-bin/cgiwrap/~knak/resbbs.cgi[/url], "Hung Ying China Life Endowment Insurance (Participating)," the product of 10-year and 15-year period. If you want to buy the product and said, you can apply directly at the bank counter. And pointing to a printed "Elite Account counters" on the counter,[url=http://www1.kbctv.ne.jp/cgi-bin/t-kamada/light/light.cgi/light.cgi]http://www1.kbctv.ne.jp/cgi-bin/t-kamada/light/light.cgi/light.cgi[/url],[url=http://www.balh.co.uk/project-files/mulberry.php]mulberry outlet[/url], he called the front desk clerk would be more familiar. After that, the staff of the bank outlets also confirmed that the insurance company's financial products is their bank consignment can be handled at the counter. East Lake Branch of Bank of China in front,[url=http://www.tridentsportscars.com/crm/include/class.php?p=42]moncler outlet[/url], when the reporter consulted financial products,[url=http://mydreambaby.in/activity/p/748789/]http://mydreambaby.in/activity/p/748789/[/url], a staff member will introduce reporters to the next. "These products are how the insurance companies " The reporter asked,[url=http://markets.cnaustralia.com/thread-150532-1-1.html]http://markets.cnaustralia.com/thread-150532-1-1.html[/url], This shows that the identity of the staff member, the staff called the insurance company, the insurance products is that they cooperate with the bank, the bank can only be purchased over the counter. B yields to attract customers by selling the bank staff to maintain "commission" in Datong Branch of Bank of Communications, the reporter consulted financial products, the reception of the security directly to reporters sitting next to the counter to recommend insurance member Wu. Mr. Wu said he was Ping An Insurance Company staff stationed at the bank. Their companies and banks, are promoting "Campbell pots Endowment Insurance (Participating)." Then Bianxiang reporter recommend their products. Reporters learned that the insurer who mainly rely on yield insurance products to attract customers. Mr. Wu also revealed that members of the insurance,[url=http://www.shipsts.com/calendar/header.php]hogan outlet[/url], if he is not consult directly to staff the bank. Because the sale of financial products related performance appraisal requirements, in addition to the insurance company for the sales staff products, "commission", so the bank's staff are happy to recommend to our customers. C banker personally sell insurance in Nansha Road Branch of China Construction Bank, the reporter did not find staff in the marketing of insurance products. But when the reporter consulted the long-term financial products, account manager surnamed Fu himself to reporters brought the two insurance and financial products flyers introduction. When a reporter asked whether the insured member bank branches, symbols manager, said before the insurance company will send each of stagnation, but after the relevant departments to manage, now largely gone. Generally accepted that the insurance company encountered financial products or services are not familiar with can not introduce clear when they will contact the insurance company to come with relevant personnel. "Staff insurance company will bank specialized financial product training, so they have a better understanding of the product." In addition,[url=http://www.vallons-anizy.fr/includes/link.php]air jordan pas cher[/url], the character manager also revealed that in the assessment of their work, although sales of insurance and financial products for no clear indicators,[url=http://www.portsunlightorchestra.org.uk/Assets/hco.php]hollsiter sale[/url], but There are requirements in performance-related projects. Consignment of products on the day this reporter visited the banks,[url=http://www.luutii.ma-pe.net/wp-content/footer.php]peuterey outlet[/url], each bank financial products in addition to its own launch, has to cooperate with the insurance company. D "bank staff to sell insurance commission paid by the insurance company," Reporters learned that the bank outlets to sell insurance products,[url=http://www.colors-st.com/mobile/epad/epad.cgi?del=30893]http://www.colors-st.com/mobile/epad/epad.cgi?del=30893[/url], Ampang property insurance company's best selling products. 17 afternoon, the Southern Metropolis Daily contact the Ampang property insurance companies, the insurance companies to sell insurance in a bank clerk to conduct verification. In this regard the relevant staff to be confirmed. "This is the collaboration between insurance companies and banks, is a sales channel." The staff member said,[url=http://www.luutii.ma-pe.net/wp-content/header.php]hogan outlet[/url], the insurance company clerk in a bank sales are not uncommon, in addition to the sales clerk, the majority of the bank's sales staff staff. Reporters learned that, whenever the main push insurance companies to sell products in a bank, the bank will first staff and tellers are trained to understand the characteristics of the product. The reporter then sell insurance for bank staff for questioning regarding whether the commission, the staff member said, the bank staff to sell insurance commission is paid by the insurance company. "Specific commission related matters, was conducted by the insurance company and the bank coordination." The staff member said. The CBRC has already banned the link below stagnation bancassurance sales in 2010, the CBRC has issued a "Circular on Further Strengthening commercial bank insurance sales compliance and risk management," including insurance companies stopped selling insurance personnel to enter the bank silver Paul stagnation of sales, each network can no more than three agents insurance companies and other business products specifications. This is the first time China Banking Regulatory Commission in the manner expressly prohibited bancassurance sales stagnation. Consumer awareness of the need to improve the investment point of view bancassurance still finance professor Wang Liya multi-regulatory Hainan University, told this reporter that the current investment most consumers awareness is not high,[url=http://www.restturas.lt/includes/cl.php]louboutin[/url], "Many people would think that the money is safe and secure processing by banks , but the current bank insurance agency business can consumers do when investing in risk assessment must not blindly believe the bank. "Wang Liya said the insurance value is not strong,[url=http://www.iwaseki.co.jp/cgi/yybbs/yybbs.cgi/%2B[0%2C3800%2C37078]%2B]http://www.iwaseki.co.jp/cgi/yybbs/yybbs.cgi/%2B[0%2C3800%2C37078]%2B[/url], can not be used as a profitable investment way, if there is a bank staff declared an income insurance products is higher than bank interest rates, consumers have to be more careful. Wang Liya warned that "any investment risk, greater the revenue insurance products even in bank deposits, the greater the risk, consumers need rational decisions based on their own circumstances before buying." For the bancassurance business regulation, Wang Liya multi considered necessary to work together. "First of all need to raise consumer awareness of investment, followed by a commercial bank insurance agency business needs to focus on their own faith, can not make money at the expense of social credibility, and finally the need to monitor the China Banking Regulatory Commission and China Insurance Regulatory Commission and other relevant departments." Wang Liya said. (Original title: Insurance workers "latent" banks selling insurance)
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